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I'm Logan Stapley, President of TruePointe Mortgage. We work very hard everyday to search out and negotiate the very best interest rates for you, our customer. We work even harder to ensure you receive the very best in customer service and the highest level of professionalism. Let our highly qualified and experienced staff show you how easy getting a great loan can be! Give us a call!
TruePointe Mortgage $300 Best Rate Guarantee!
TruePointe Mortgage guarantees that any well-qualified borrower who submits a complete and accurate loan application through its website for a conventional conforming fixed rate first mortgage of $100,000 or more and with a 95% loan to value ratio or better will be offered the very best combination of rates and fees or we will pay them $300*.
*see details below
Our Highest Priority Is You!
We pride ourselves in offering the very best value and the highest level of customer service, and we appreciate the opportunity to earn your business. Because we recognize that your home is likely the single largest investment you will ever make, we take very seriously the tremendous trust you place in us. Our daily goal is to work hard to ensure you are very happy with not only the mortgage loan we help you get but to also make the entire process as stress-free and pleasurable as possible. To this end we have assembled a dedicated staff of highly trained and ethical professionals who truly care about making a positive difference in your life. We take the time to educate you about the wide range of loan products available then help you weigh which loan best fits your needs. Whether you wish to refinance to a lower rate, consolidate debt, or purchase your dream home, we promise to do our best to exceed your expectations.
Get Fast, Accurate Answers
At our website you can find all the tools you need to answer virtually any mortgage question. Would you like to get a fast, accurate rate and fee quote for a conventional mortgage? Click on Search For the Best Rates On Earth and with just a few clicks you will have an accurate rate quote that will tell you exactly what your payments and costs will be. Are you trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Do you have additional questions or just want to talk to a live mortgage consultant? Call our Toll Free Number 888-663-7300 and immediately speak with a courteous, knowledgeable professional who can answer any questions you may have. Do you want a personalized mortgage quote for the home mortgage program of your choice? Click on Contact Us and tell us what you are looking for and we promise to respond promptly. So, go ahead and tour our site. I promise you will find it is extremely comprehensive and will be one of the most useful tools you will ever find.
Limiting Conditions and Qualifications for Truepointe Mortgage’s Guarantee:
TruePointe Mortgage guarantees that any well-qualified borrower who submits a complete and accurate loan application through its website for a conventional conforming fixed rate first mortgage of $100,000 or more and with a 95% loan to value ratio or better will be offered the very best combination of rates and fees available in the market on the day of application or we will pay the applicant $300. A well-qualified borrower is defined as one who has good credit, adequate income, and readily meets the criteria for approval through the established and independent guidelines of the Federal National Mortgage Association (Fannie Mae) and/or the Federal Home Loan Mortgage Corporation (Freddie Mac). The property must be a 1-4 unit residential property that is located within the geographical areas TruePointe Mortgage services and which meets all written guidelines of Fannie Mae and Freddie Mac. To redeem the $300 guarantee, an applicant need only: 1) Provide on the same day of application with TruePointe Mortgage a Good Faith Estimate (GFE) and a Truth In Lending Statement (TIL) from a competing, non-private lender that was prepared and signed by all parties on that same day. Because interest rates and fees can change daily or even several times during a given day due to volatile market conditions, it is imperative that rates and fees from competitors be compared to TruePointe’s on the same day. 2) The applicant must also close and fund on the competitor’s loan within 60 days of the date on the competing GFE and TIL and provide to TruePointe Mortgage within 7 calendar days after closing a certified copy of the final Settlement Statement from a reputable title company that matches the competitor’s original Good Faith Estimate. 3) The competitor’s loan must also be an “arms-length” transaction, meaning that the lender and the applicant cannot be related in any way, whether professionally, civilly, by blood, etc. An affidavit must also be provided that certifies that no such relationship exists and that all other conditions defined herein have been met. A signed authorization must also be provided that allows TruePointe Mortgage to independently verify the authenticity and accuracy of all documentation provided. Once TruePointe Mortgage receives these documents and performs the necessary verifications, a check for $300 will be mailed to the applicant or be made available for pick up by the applicant at the corporate office, as determined by the management of TruePointe Mortgage, within 10 business days. The reason we require the above documentation is so we can accurately identify and wholeheartedly congratulate those customers who have legitimately found superior loan terms. There are many unscrupulous competing lenders who have become experts at disguising and promoting unsavory “bait and switch” tactics. We at TruePointe Mortgage do not participate in such practices and we vigorously report such activities to state and federal authorities. Our primary concern is that you receive the best possible terms on your home mortgage. |
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